Have you been putting off medical treatment because you’re concerned about the cost? You might want to check in with your insurance company to see when your policy renews and how much of your deductible has been met. Most policy deductibles renew on January 1. So, if you’ve been using your plan, you have a greater chance of reduced costs when you visit a healthcare provider in the latter part of the year.
What is a deductible? A deductible is the amount of money that must be paid out of your pocket before an insurer will pay any expenses. If you’ve had other medical procedures or therapies throughout the year, there’s a possibility that you have paid off (or nearly paid off) your deductible. Once this financial obligation has been met, you can enjoy the full benefit of your health insurance plan with expenses as low as a $20 co-pay or a 20% coinsurance payment. In some cases, treatment may be available to you at no cost at all! Don’t wait to take advantage of your deductible-free status.
Call us today at (504) 885-8969 to schedule your evaluation.
by Jessica Couret